About this role
About the position
RFA Mortgage Corporation, a division of RFA (Realty Financial Advisors), specializes in Prime lending (Insured, Insurable and Uninsurable). Our goal is to be a long-term leader in the residential lending market by offering more than just competitive rates and compensation. At RFA Mortgage Corporation, we focus on delivering a unique value proposition in the Prime mortgage space, committed to innovation and exceptional service to meet a diverse range of borrower needs. In this role, the BDM, Inside Sales will work in partnership with smaller, key accounts, agents new to RFA, mortgage brokers & their sales agents/assistants to promote RFA’s innovative products and tools within their regions.
Responsibilities
• Work with other BDMs & RVPs from across Canada by sharing initiatives, ideas, marketing, and sales programs.
• Train and educate all new and existing regional brokers to work with RFA.
• Implement RFA’s underwriting guidelines & procedures to mortgage brokers in the region.
• Create and maintain product & policy presentations for broker training.
• Manage the region’s brokers and growth of agents by interviewing new potential brokers that are not registered with RFA.
• Identify, onboard and train new brokers to RFA.
• Conduct reference checks on mortgage agents that are not known to the BDM and/or RFA.
• Contribute to increasing mortgage applications and funded volume.
• Manage an acceptable level of decline and cancellation ratios in the region.
• Conduct weekly and monthly assessments and reviews of regional brokers to ensure business volumes, declines and cancellations are satisfactory.
• Liaison with a team of mortgage underwriters and production staff to ensure a quality business relationship between Sales and Production staff.
• Create an awareness of local and area competitive marketing initiatives.
• Review regional reporting and provide feedback, reports and information to the brokers & team of production staff assigned to the same region.
• Demonstrate an ability to assist mortgage brokers in growing their business by utilizing RFA’s recognition and rewards programs.
• Organize the territory by creating, managing and updating a database of brokers in the territory.
• Manage a monthly expense account allocation, designed to assist in growing the business in the region.
• Prepare monthly expense reports in a timely and accurate fashion.
• Submit weekly call planners and ad hoc reports as directed by management.
Requirements
• Minimum of 2 years’ experience in mortgage industry is required.
• A minimum of 4 years sales and or relationship management experience.
• Strong knowledge with experience in mortgage underwriting, insurer guidelines, as well as the real estate market and mortgage products, features, policies and services.
• Working knowledge of PC software applications (MS Word/Excel, Outlook & PowerPoint).
Nice-to-haves
• Undergraduate University degree is an asset.
• A working understanding of the mortgage broker channel and the prime mortgage market.
• Strong customer focus with exceptional communication and presentation, training and management skills.
• Self-starter with strong self-motivation requiring little supervision while still maintaining a strong support for a team environment.
• Developed organizational and time management skills to meet various needs of the role.
• Results and Service Oriented.
• Relationship Builder.
Benefits
• Health & Dental Care
• Vision Care
• RRSP Match
• Health & Wellness Spend
• Vacation & Personal Days