SME/Business Analyst

Position Details Job Title : Business Analyst Liquidity and Virtual Accounts Experience: 10- 15 Years Employment Type: Full-time Location - Toronto, Canada (Onsite) About the Role: We are seeking an experienced Business Analyst with deep domain expertise in Retail Lending for Banks and Credit Unions across Canada. In this role, the Business Analyst will work closely with clients, product teams, and implementation engineers to gather requirements, define business processes, and support solution configuration aligned with Canadian lending practices, as well as OSFI and FINTRAC compliance requirements. The role also involves working with integration ecosystems such as Credit Bureaus, Insurance providers, and Core Banking platforms. This is a client facing, hands on role suited for someone who is passionate about driving digital transformation within the financial services industry. Key Responsibilities: • Ideally the candidate should have experience in Liquidity domain but candidates with a more general cash management profile or Core Banking profile (Not Channels) and the desire to become an SME in the liquidity and Virtual Accounts space can also be considered. • Ability to quickly gather requirements on client site and to create Gap Analysis explore multiple approaches and suggest optimal solutions • Definition of Process flows, User Interface and Reports based on requirements • Should participate in Interface Study (File and Real Time interfaces) • Provide functional and domain related inputs for creation of Test scenarios and Test cases • Review Business Scenarios, Test Scenarios and Test Cases • Provide content for creation of targeted Demos and Presentations for prospective clients • Define Use Cases and outline User Journeys for targeted Demos and Presentations to prospective clients • Participate in delivering demos and requirements discussions with prospective clients • Provide functional and domain related inputs for creation of responses to RFPs Key Requirements Include: • Notional Pooling including Interest Enhancement/Optimization models Nordic Cash Pooling. • Cash Concentration including: intraday and multibank sweep solutions. • Intercompany loan solutions including regional solutions e.g. Entrust Loans. • Investment Sweeps and Money Market Investments: Ideally understand the mechanics behind • Virtual Account management including POBO, COBO and LOBO • Nostro account management. • Exceptions management. • MM/FX confirmations and settlement. • Payments processing and reconciliations. Note: The salary range provided is indicative. Final compensation will be determined based on the candidate’s years of experience, role alignment, internal equity, and market data. We are committed to ensuring fair, competitive, and equitable compensation practices aligned with industry standards.

Want to see how well you match this job?